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Student Loan Issues

Legal Aid Foundation of Los Angeles’ consumer work focuses on assisting clients who cannot afford to repay their student loans and/or have attended for-profit colleges that engaged in predatory, deceptive, or illegal practices.

We may be able to help you if:

  • You are in default on your student loans;
  • You went to a college that closed;
  • You did not have a valid high school diploma or GED before you enrolled in your school and received federal financial aid; 
  • You went to a college that you believe lied to you or did not provide what it promised;
  • You have student loans and you are disabled;
  • You have been sued for repayment on your student loans or by your school; 
  • You cannot afford your monthly student loan payments; or
  • You have other student loan-related questions or problems.

If you are eligible, we may be able to tell you about your rights and options, help you fill out required paperwork, and in some cases represent you.

Webinar: How to Prepare for the Start of Federal Student Loan Payments

With all the recent news about federal student loans, it’s easy to be confused about what you need to do. But one thing is clear: Many borrowers will have to start making student loan payments again in less than 2 months. Join this free webinar on actions you can take to prepare now, including:

  • How to request an Income-Driven Repayment (IDR) plan, which may help lower your monthly payments
  • How to take advantage of Fresh Start, a once-in-a-lifetime opportunity for borrowers who have defaulted on their federal student loans to resume repayment in good standing

Download the presentation slides here.